Re: Embrace pet insurance Sorry I've never heard of Embrace. I use PetPlan and really cannot fault them! With a lot of insurance companies you get what you pay for - cheap premiums generally means quite a lot level of cover and you might end up not being covered for something that you thought you were. I spent hours reading small print of all the different policies before deciding.
Re: Embrace pet insurance There are so many, and it is a difficult decision to chose who gives best cover at an affordable price. Some people don't take out insurance and put regular money away into a savings plan instead and/or have an empty credit card as a contingency plan. There are quite a lot of things to consider. I am pretty cautious and not good at risk taking so I have insurance (Argos Platinum - been very good so far when needed)