Pup insurance

Has anyone had experience of what is 'tweaked' when insuring a new pup? If a KC lab for example is not hip scored yet the dogs are KC registered, does that increase the premium?
Any experience much appreciated.

 

It didn't with mine.

 

I don't think the insurance company will ask about that. They will just want to know about any health issue the puppy itself has had before you took out insurance.

 

Thanks both, that's useful.