Dog Insurance

Discussion in 'Labrador Chat' started by Morwenstow, Mar 19, 2014.

  1. Morwenstow

    Morwenstow Registered Users

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    A good article http://www.telegraph.co.uk/health/p...nsurance-You-could-be-a-dogs-best-friend.html I have had dog insurance for 3 years, paying around £20 pcm for £4000 cover and have yet to make a claim. It is a difficult call as vets fees are rising astronomically as technology becomes more available to our canine friends and the question is how far do you go to keep your pet alive?. I would not offer my dog chemotherapy were he to be diagnosed with cancer. What about you?

    Roger

    PS Failed Hyperlink!
     
  2. Stacia

    Stacia Registered Users

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    Re: Dog Insurance

    I would offer my dog chemotherapy if he was young or middle aged but not old. I have seen a dog on chemo and he didn't appear to be adversely affected, but of course that is only one. I would certainly give my dog the chance of life.
     
  3. Lochan

    Lochan Supporting Member Forum Supporter

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    Re: Dog Insurance

    Chemotherapy for pets tends to have a different end-stage objective than chemotherapy for humans. We tend to go for an improved, symptom-free quality of life with an expected extension of happy, comfortable living in pets rather than an outright cure of the disease if possible as in humans. Hence dosage regimens are tailored to this objective and side effects consequently less severe and frequently relatively easily managed. Not the case for all forms of cancer but I would certainly select radiotherapy/chemotherapy for a fairly large number of cancers if it happened to one of mine. As far as insurance is concerned, my attitude is that you should never insure against something happening if you are able to comfortably pay for any eventuality yourself anyway. Because ultimately insurance companies spend considerable sums of money getting people to set premiums which allow them, on average, to make a profit. However, insurance can mean that financial considerations do not come into the equation when considering treatment options for your animals, and you need only consider quality of life for the animal with or without the procedure, whatever it may be. Just my take on it.
     
  4. lablover

    lablover Registered Users

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    Re: Dog Insurance

    We had a scare a few months ago when vet wondered if Meg had cancer. Straight away I said no to chemo mainly because she's elderly. I love her too much to put her through something so intrusive. I think though if I had a younger dog say up to 6 or 7 then yes I would consider it.

    Jen xx
     
  5. drjs@5

    drjs@5 Registered Users

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    Re: Dog Insurance

    Wow....heavy duty stuff this.

    Quantity of life v Quality of life :-\
     

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